The Impact of Interest Rates and Inflation on Life Settlement Returns – by Oleksandra Polishchuk

In the complex world of investments, the wisdom of Benjamin Franklin still resonates: “In this world, nothing is certain, except death and taxes . ” Today, in a turbulent geopolitical and macroeconomic context, the quest for safe and profitable investments is complicated, with the risk-return couple, impact and energetic transition at the top of the considerations for fund management.

Diversifying exposures becomes crucial to cushion potential shocks. Although stable returns, independent of the evolution of traditional markets, are rare, an intriguing option is emerging: the death insurance market, more precisely, the surrender of individual death insurance policies, also known as name “life settlement”.